I was blessed to be born on Florida’s Gulf Coast as a native of Fort Walton Beach. I grew up swimming, boating, and water skiing on our beautiful waters. Who wouldn’t want to live in paradise? I graduated from Auburn University, and later finished the Graduate School of Banking at LSU. After college and serving in the United States Air Force, I moved back to Fort Walton Beach. I spent forty-seven years as a local banker. The last twenty-eight years as Chairman and CEO. I’ve served as President of the Chamber of Commerce, President of the Auburn Club, and Chairman of the YMCA. I know the Emerald Coast like the back of my hand, and it would be a pleasure to help others live and grow here. Whether you are buying or selling, commercial or residential, my goal is to make you happy and exceed your expectations. Let me put my experience to work for you.